Insuring a Bright Future

If your family depends on you in any way, you need life insurance. Your life insurance will provide them a tax free amount in case you pass away. This amount will support your family in getting accustomed to your absence. They may use this amount to pay off the mortgage, or pay for your kids to go to University, or simply to replace your income.

The amount of coverage you need depends on many factors like your income, your age, number/age of dependents, current liabilities/assets etc. Call me today to do a complete Needs Analysis for your family and to find out how much coverage you need.

In simple terms, life insurance can be term based or permanent. A term policy covers you for the duration of the term. If there is an option to renew, the premium is likely to be higher due to your age at renewal. Permanent policies, on the other hand, provide coverage for life (unless you surrender the policy). Call me today to review all options and find out which one is best suited to your needs.